Jaiz Bank Sets Sights on ₦8.6 Billion Profit in Q4, Projects ₦32 Billion Full-Year Earnings

Date:

Abuja, September 19, 2025 – Jaiz Bank Plc, Nigeria’s pioneer non-interest financial institution, has announced ambitious earnings targets for the final quarter of 2025, projecting a Profit After Tax (PAT) of ₦8.6 billion. The bank is also aiming for a full-year profit of ₦32 billion, reflecting its aggressive growth strategy and expanding market presence.

According to the bank’s management, the outlook is supported by stronger customer acquisition, steady growth in Islamic-compliant financing products, and increased participation in corporate and retail sectors. The bank has also emphasized digital banking expansion as a key driver of profitability for the remainder of the year.

Industry analysts note that if achieved, the ₦32 billion profit projection would mark a significant milestone for Jaiz Bank, which has steadily grown since receiving its national license in 2016. The bank has recorded consistent double-digit growth in recent years, positioning itself as a key player in Nigeria’s financial services industry and one of the fastest-growing non-interest banks in sub-Saharan Africa.

Executives at Jaiz Bank highlighted that the profit target aligns with the institution’s medium-term strategy to boost shareholder value while consolidating its footprint across the country. The bank has been focusing on sectors such as small and medium-scale enterprises (SMEs), agriculture, and infrastructure, which are considered vital for Nigeria’s economic development.

The bank’s Q4 performance will be closely watched by investors as a signal of its ability to sustain earnings momentum in a highly competitive and inflation-driven financial environment.

 

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